Get your funding sorted
Acquisition finance, arranged and structured.
Acquisition finance arranged for business purchases in the $500K–$20M range. We package the deal, take it to the right lenders, and work the terms alongside you so financing isn't the reason a good deal falls over.
What's included
Deal structuring
Working out the right mix of senior debt, vendor finance, and equity for the specific deal in front of you.
Servicability assessment
Calculating the deal's debt service coverage ratio (DSCR) against normalised earnings, so you know the business can cover its repayments before a lender tells you.
Sensitivity modelling
Stress-testing the DSCR and normalised EBITDA against higher interest rates and softer trading, so the deal holds up under less-than-ideal economic and interest rate conditions.
Finance packaging
Building the proposal lenders actually want to see - the numbers, the narrative, and the supporting documents in one package.
Term structuring
Working alongside you on rate, covenants, and security position once an offer is on the table, so the terms fit the deal.
Working capital assessment
Sizing what the business needs to run from day one, so the facility covers more than just the purchase price.
Settlement coordination
Keeping the lender, your lawyer, and your accountant moving in step through to drawdown.
How it works.
Share the deal
Purchase price, deposit, and the business you're buying.We size and stress-test it
Working capital needs sized, DSCR modelled against normalised earnings, and the numbers stress-tested against rate rises and softer trading.We package it and go to lenders
The proposal is built and taken to the lenders most likely to fund this specific deal.We structure the terms and settle
Interest rate, covenants, and security worked through alongside you. We coordinate the whole process to drawdown.
Best used alongside a Deal Viability Review: a deal that's been screened for risk is also the deal that packages best for a lender.
Get your next acquisition funded.
Tell us about the deal and we'll tell you what's fundable and how.
FAQs
What size deals do you arrange finance for?
Business purchase price between $500K - $20M range.
How much equity do I need in the deal?
Lenders want to see you've got skin in the game. The amount of equity required varies between transactions based on the merit of the deal. Ball-park figure is around 30% - 50% of the purchase price, but we have seen 100% funded too.
Is unsecured lending an option?
Yes. It can plug a short-term gap, but it comes at a higher cost than a secured facility. We'll generally structure around secured lending first and only bring unsecured finance in where it genuinely makes sense.
Does the facility cover more than just the purchase price?
Yes - working capital is sized as part of the structure, not left as an afterthought once the purchase price is funded.
Can vendor finance be part of the structure?
Yes, where the seller's open to it. It can reduce how much senior debt is needed and help bridge a gap between what a lender will fund and the purchase price.
Should I get a 'Deal Viability Review' first?
It helps. A deal that's been screened for risk is also the deal that packages best for a lender - but it's not required to start a finance enquiry.
What are your fee's for this service?
The greater of $5,000 or 1% of the loan.