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How much deposit do you actually need to buy a business?

If you're weighing up buying an existing business instead of starting one from scratch, the first question is usually the same: how much cash do I actually need up front?The honest answer is - it depends. But there's a rough range most buyers can plan around....

August 3, 2026

The hidden costs of buying a business

When working out how much money you need to buy a business, it is easy to focus only on the purchase price and deposit.But there are other costs involved in reviewing, structuring and funding the purchase properly. These are separate from the normal operating costs of the business and need to be included in your acquisition budget....

July 30, 2026

What is vendor finance when buying a business?

When buying a business, the full purchase price does not always need to be paid to the seller on settlement day.Sometimes, the seller agrees to leave part of their money in the business and allow the buyer to repay it over time. This is known as vendor finance....

July 27, 2026

Red flags to watch out for when buying a business

A business can look profitable on paper and still be a poor purchase.The financial statements may appear strong, the seller may be confident about future growth, and the asking price may seem reasonable. But once you look deeper, there may be risks that affect the value of the business, its ability to repay debt, or how difficult it will be to operate after settlement.Not every red flag means you should walk away. But it should lead to more questions, better due diligence, or a change in the pri...

July 23, 2026

How lenders assess finance for a business purchase

Financing the purchase of an existing business is different from applying for a standard business loan.The lender is assessing whether the business can support the proposed debt under new ownership. They will also consider the price being paid, the buyer’s experience, their financial contribution and the security available.While every application is different, these are some of the main factors lenders will consider:...

July 21, 2026 Posts 1-5 of 5 | Page